Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

While many think that a 20% down payment is required to get in the door and avoid PMI all PMI is not created equal.   Sometimes we can cover the PMI for you without any change to your interest rate or costs.

We often here from people who don’t want to escrow for taxes and insurance but don’t have 20% to put down.   Concord Home Mortgage allows for escrow waivers at no cost with as little as 5% down.

If you’re looking for a conventional mortgage that is anything but conventional, click below to get started or give us a call at 484-443-4435!



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Cartoon house and key


790 Baltimore Pike

Glen Mills, PA. 19342

(484) 443-4435


Licensed in PA, NJ, DE, FL, CO NMLS ID 1019709

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Concord Home Mortgage
790 Baltimore Pike
Glen Mills, PA 19342

(484) 443-4435