Concord Home Mortgage is the premier FHA lender in the area. This is really where we separate ourselves from the competition. Not only do we have more options to do an FHA loan but our rates are often a full percent better than our competition. That can add up to hundreds per month in savings. While you may think all lenders follow the same guidelines we don’t. HUD sets out a specific set of guidelines that are the minimum guidelines to be followed then most banks put what they call “overlays” or additional restrictions on the loans. At Concord Home Mortgage we go straight to the HUD guidelines with no overlays. If you’re struggling to get approved somewhere else or you just want to see if you can do better, give us a call or click the link below to get started.