The FHA Difference                     


What is the difference between an FHA loan and a Conventional loan?


The list below provides several reasons Concord Home Mortgage FHA Loan Specialists will determine if an FHA personalized mortgage is the best option to reach your family‚Äôs goals.  


  • Traditionally you need less money upfront to buy a home with an FHA loan. You can put as little as 3.5% down.  

  • FHA loans are very flexible with credit. Concord Home Mortgage can write FHA loans with a credit score as low as 550.

  • FHA loans are backed by the Department of Housing and Urban Development (HUD).  Because of this, the rates are traditionally lower than conventional rates.


If you are getting a government loan (FHA or VA) and you are not using a mortgage broker, you are not getting the deal you should be getting.


The United States Government limits the fees Mortgage Brokers are allowed to charge. This cap, combined with traditionally lower rates, allows Concord Home Mortgage to keep more money in your pocket.

Let Concord Home Mortgage personalize your mortgage to keep the most money in your pocket.   

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