The FHA Streamline Advantage

The Concord Home Mortgage personalized FHA Streamline Refinance provides two crucial benefits to help you reach your goals:

  • As a broker, a cap is placed on the fees we are allowed to charge our customers so our FHA rates are always lower.  

  • Your credit score is not used to determine eligibility. Whether your credit score is 400 or 800, you receive the same low rate on a Concord Home Mortgage personalized FHA Streamline Refinance. If you have less than one 30 day late payment on your mortgage in past year and no late payments in the last 6 months, you are qualified!


This product requires no appraisal, no income documentation and no credit check.  It is based solely on your mortgage payment history for the last 12 months.

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